"how to open PayPal account"



How to Open a PayPal Account in Nigeria in 2025 (Working Method Without VPN)

Many Nigerians think PayPal does not work in Nigeria. That is half true. You cannot open a Nigerian PayPal to receive money, but you can open a PayPal that receives dollars legally.

I will show you the working method I used to open a PayPal account in Nigeria that can send and RECEIVE money in 2025.

Why Normal Nigerian PayPal Does Not Receive Money

If you select Nigeria when opening PayPal, PayPal will only allow you to SEND money, not RECEIVE. That is useless for business.

The secret is to open a PayPal with Lesotho or South Africa, but use your real Nigerian documents. This is 100% allowed by PayPal if you do it right.

What You Need:

Your NIN or International Passport
Email address (Gmail is best)
Phone number
GeegPay or Grey.co USD account for withdrawing (I will explain)

Step-by-Step: How to Open PayPal Account in Nigeria That Receives Money

Step 1: Go to PayPal and Change Country

Open your browser, go to PayPal.com. Before you click Sign Up, scroll down and change country to Lesotho (Lesotho PayPal works best for Africans in 2025).

Step 2: Click Sign Up > Personal Account

Use your real name as it appears on your NIN. Do not use fake name, your account will be blocked.

Use your Nigerian email and phone number. For country, leave it as Lesotho, but for address, you can use any Lesotho address (Search Google for Maseru Lesotho address).

Step 3: Verify Your Email and Add Phone

PayPal will send code to your email and phone. Verify.

Step 4: Link Your Card

Link your GeegPay USD Virtual Dollar Card. This card works with PayPal. Do not use Nigerian Naira card, it will fail.

Go to Wallet > Link Card > Enter GeegPay card details.

Step 5: Confirm Your Account

PayPal will charge $1 to your GeegPay card to confirm. Go to GeegPay app, you will see the 4-digit code in transaction description. Enter code in PayPal.

Congratulations! Your PayPal can now SEND and RECEIVE money!

How to Withdraw PayPal Money to Nigeria Bank Account

You cannot withdraw directly to Nigerian bank. Use this trick:

Send PayPal money to your GeegPay USD account (GeegPay gives you US bank account that links to PayPal)
In GeegPay, convert USD to Naira
Withdraw to your Opay, PalmPay, or any Nigerian bank - arrives in 5 minutes

Fee: GeegPay charges 1% only, much lower than other platforms.

Important Warning:

Do NOT use VPN when opening PayPal
Do NOT receive $500 on first day. Start small: $10, $20, $50
Always withdraw, don't keep large money in PayPal

I have used this method for 1 year, receiving payments from Fiverr and clients in USA. It works 100%.

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